How to spend the remaining balance of a gift card

The problem with gift cards, like pre-paid Visa and MasterCards debit cards, is that they have a fixed balance. You can never buy something over the amount, so you end up spending it on something less. That ends up leaving extra money that you can't do anything with, because the…

Best Tax Credits and Deductions

Blake Ellis on CNN Money highlighted 5 new tax breaks you don't want to miss this year. They include: Home Buyers — Law has been expanded to include any new homes purchased by April 30, 2010 Students — American Opportunity credit, which can be claimed for 2009 or 2010 college…

The 10 Best Coupon Sites That Will Help You Save Money

In September, The New York Times gave a primer on the brief history of coupon use in America and highlighted a noticeable increase in the use of coupons since the decline of the economy. “Coupon redemption in America peaked in 1992, at the end of a recession, when 7.9…

Save Money with These Eco-Friendly Christmas Project & Gift Ideas

The Shopping Journal listed fifteen excellent ecological friendly Christmas projects that you can make for yourself or for gifts. Each project had to be free, eco-friendly and re-usable. They essentially encompass the best of both worlds–they're cheap and friendly to the environment. The fifteen projects included: Glass Bottle Christmas…

Don't Let Overdraft Fees Get You!

A recent entry on My Bank Tracker highlighted the increasing problem of bank overdraft fees. In their article, How to Avoid Overdraft Fees, they highlighted some tips on how to stay away from unexpected bank overdraft fees. They included: Know your bank's policy Consider prepaid debit cards Talk to a…

Solutions to Short-Term Debt

Short-term cash flow issues can lead to more devastating financial problems if they’re not resolved quickly. When you’re faced with an unanticipated outlay of cash for a broken down car, medical bill or emergency travel expense, consider the following financial safety nets. Savings accounts The wisest way to…